We analyzed and scored 41 travel insurance plans, then picked the highest-scoring plan for each company for the final ratings.
Points awarded to determine the best travel insurance companies were based on these 12 benefits:
Coverage for COVID under cancellation and medical expenses benefits (100 points): In our evaluation last year this wasn’t even on the radar. This year having COVID coverage is a must for travelers.
Cancel for any reason coverage (100 points): This optional coverage lets you claim cancellation benefits even if your reason for canceling isn’t listed in the base policy.
Emergency medical expenses (up to 50 points): Plans earned more points for higher maximum coverage limits.
Emergency medical evacuation (up to 50 points): Plans earned more points for higher maximum coverage limits.
Trip cancellation reimbursement (up to 20 points): Plans earned more points for higher reimbursement levels.
Free look period (up to 10 points): The free look period gives you a chance to change your mind about the purchase without penalty. Plans earned more points for longer free look periods.
Baggage delay time (up to 10 points): Plans got more points for shorter time periods in order to claim baggage delay reimbursement.
Baggage delay reimbursement (up to 10 points): Swimsuit for the pool? Nope? A jacket and tie for dinner? Negative. Baggage delay reimbursement can fund your emergency purchases.
Missed connection reimbursement (up to 10 points): Plans earned more points for higher payment amounts.
Travel delay hours (up to 10 points): Plans earned more points for lower delay time requirements before a payout.
Travel delay reimbursement (up to 10 points): Plans earned more points for higher payouts.
Trip interruption reimbursement (up to 10 points): Plans earned more points for higher reimbursement levels.
PEGAI Personalized Leather Passport Holder Cover Wallet Travel Essentials | 100% Soft Touch Rustic Travel Wallet Case, International Travel Must Haves | DeKalb (Rock Gray)
$25.58 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
PEGAI Personalized Leather, Passport Holder For Travel | Handmade Passport Wallet Cover Case | Travel Document Holder, Passport Cover for Men, Women, and Family | Pike (Charcoal Black)
$34.38 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Leather Passport Cover Holder and Luggage Tag Set for Women with Flower Birth and Name, Custom Engraved Passport Cover Suitcase Tag with Name | Teal
$24.95 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Passport Holder, Handmade Travel Wallet, Passport Cover with Card and Ticket Slot, Genuine Leather, Passport Case, Wallet for Passports
$12.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
PEGAI Personalized Leather, Passport Holder For Travel | Handmade Passport Wallet Cover Case | Travel Document Holder, Passport Cover for Men, Women, and Family | Pike (Chestnut Brown)
$34.38 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
PEGAI Personalized Leather, Passport Holder For Travel | Handmade Passport Wallet Cover Case | Travel Document Holder, Passport Cover for Men, Women, and Family | Pike (Cinnamon Brown)
$34.38 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Black Girl Braids Passport Holder and Luggage Tag, Travel Accessories, Travel Gift Set Custom Passport and Tags (Passport Holder)
$22.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Natural Leather Luxury Passport Holder Book • Custom Travel Wallet with Name Monogram Initials • Unisex Brown Leather Passport Sleeve for Men (Passport Holder)
$33.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Passport Holder, Passport Cover OR Luggage Tag | Marie Kitty & Kittens 4 designs
$8.49 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Leather Field Notes Wallet, Field Notes Cover, Passport Wallet, Handmade in Arizona
$79.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Purse Organizer for Lv Loop Hobo Bag Insert, Lv Loop Hobo GM Bag Organizer, Handmade 2mm Premium Felt Snug Sturdy Gold Zipper (For Loop Hobo GM, Brown)
$34.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Keepall Bag Organizer for Lv Keepall 50 Insert Keepall 45 Organizer Base Shaper Handmade 3mm Premium Felt Snug Sturdy (Keepall 45, Lilac)
$39.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Bag Organizer for St louis PM Bag Organizer St Louis GM Tote Bag Insert Handmade 3mm Premium Felt Snug Sturdy Silver Zipper (For St Louis PM, Beige)
$35.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Divitize Purse Organizer for Artois MM Bag Organizer, Artois PM Bag Organizer, Artois MM Insert, Handmade 2mm Wool Premium Felt Insert with Silver Zipper Snug Sturdy Fit (For Artois MM, Beige)
$35.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Divitize Premium Bag Organizer fits St louis GM Bag Organizer and St Louis PM Tote Bag Insert, Handmade 2mm Wool Double Layered Base Felt, Snug Sturdy Fit with Silver Zipper (For St Louis GM, Beige)
$35.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Birth Control Case Sleeve with Snap Closure and Optional Keychain Clip -Stitch on purple
$12.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Wallet for Men - Top Grain Leather Wallet with Engraved Name & initial -Custom in 5 Colors & 6 Designs- Ideal Gift for Husband, Groomsman, Son, Boyfriend, Anniversaries & Christmas- USA
$24.90 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Leather Brown CHECKBOOK COVER/Leather Check Cover/Monogrammed Gift For Him or Her/Monogram Initials
$29.50 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Keepall Bag Organizer for Lv Keepall 50 Insert Keepall 45 Organizer Base Shaper Handmade 3mm Premium Wool Felt Snug Sturdy (Keepall 55, Lilac)
$39.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Keepall Bag Organizer for Lv Keepall 50 Insert Keepall 45 Organizer Base Shaper Handmade 3mm Premium Felt Snug Sturdy (Keepall 55, Lilac)
$39.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Dance Ballet Bag Girls Boy, Toddler Kid Cute Travel Duffel Bag, Sport Duffle Bag, Gym Bag, Cheerleader Bag, Weekender Overnight Bag Gift, Chenille Letter Name, Christmas Birthday Gift
$19.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Kids Dance Ballet Bag Large Capacity Fashion Tote with Keychain Bag Custom Dance Bag Adjustable Waterproof Kids Travel Bag Pink Lace Bag for Little Girls Yoga Bag Dance Duffle Bag
$22.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Grime guards cross stitch 11 x 11 grime guard for qsnap 11”×11” flowers cross stitch supplies q-snap frame floral embroidery accessories storage craft gift for stitcher
$19.90 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Waxed Canvas Pruning Saw Pouch, Saw Sheath, Silky Saw Pouch, 11" Hiking Saw Bag
$14.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Cedar, Patchouli and Vetiver (Solid Cologne) - Handcrafted with natural oils and butters, Vegan and alcohol-Free cologne
$22.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Kids Dance Ballet Bag Large Capacity Fashion Tote Bag Custom Dance Bag Waterproof Kids Travel Bag Pink Lace Bag for Girls Yoga Bag Dance Duffle Bag
$18.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
25 Personalized Memorial Service Ribbons for Funeral Celebration of Life Custom Made Awareness Remembrance Anniversary Death Cross Sympathy In Loving Memory Angel - Custom Made Assembled Bows
$24.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Duffle Bag, Custom Embroidered Bag with Wet Dry Pockets & Shoe Compartment for Women/Men for Sports Dance Gym Travel Weekender Overnight Bridesmaid Gift School Business Men Sport
$16.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Genuine Leather Fanny Pack Crossbody Bags for Women Fashion Sling Purse Shoulder Bag Leather Causal Chest Bum Bag Brown Cross Body Purse
$59.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)