We analyzed and scored 41 travel insurance plans, then picked the highest-scoring plan for each company for the final ratings.
Points awarded to determine the best travel insurance companies were based on these 12 benefits:
Coverage for COVID under cancellation and medical expenses benefits (100 points): In our evaluation last year this wasn’t even on the radar. This year having COVID coverage is a must for travelers.
Cancel for any reason coverage (100 points): This optional coverage lets you claim cancellation benefits even if your reason for canceling isn’t listed in the base policy.
Emergency medical expenses (up to 50 points): Plans earned more points for higher maximum coverage limits.
Emergency medical evacuation (up to 50 points): Plans earned more points for higher maximum coverage limits.
Trip cancellation reimbursement (up to 20 points): Plans earned more points for higher reimbursement levels.
Free look period (up to 10 points): The free look period gives you a chance to change your mind about the purchase without penalty. Plans earned more points for longer free look periods.
Baggage delay time (up to 10 points): Plans got more points for shorter time periods in order to claim baggage delay reimbursement.
Baggage delay reimbursement (up to 10 points): Swimsuit for the pool? Nope? A jacket and tie for dinner? Negative. Baggage delay reimbursement can fund your emergency purchases.
Missed connection reimbursement (up to 10 points): Plans earned more points for higher payment amounts.
Travel delay hours (up to 10 points): Plans earned more points for lower delay time requirements before a payout.
Travel delay reimbursement (up to 10 points): Plans earned more points for higher payouts.
Trip interruption reimbursement (up to 10 points): Plans earned more points for higher reimbursement levels.
PEGAI Personalized Leather Passport Holder Cover Wallet Travel Essentials | 100% Soft Touch Rustic Travel Wallet Case, International Travel Must Haves | DeKalb (Chestnut)
$25.58 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Passport Holder, Passport Cover OR Luggage Tag | Marie Kitty & Kittens 4 designs
$8.49 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Passport Holder/Cover "My Adventure Book" | Luggage Tag "My Adventure Bag"
$8.49 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Leather Passport Cover Holder and Luggage Tag Set for Women with Flower Birth and Name, Custom Engraved Passport Cover Suitcase Tag with Name | Teal
$24.95 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Natural Leather Luxury Passport Holder Book • Custom Travel Wallet with Name Monogram Initials • Unisex Brown Leather Passport Sleeve for Men (Passport Holder)
$33.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
PEGAI Personalized Leather, Passport Holder For Travel | Handmade Passport Wallet Cover Case | Travel Document Holder, Passport Cover for Men, Women, and Family | Pike (Cinnamon Brown)
$34.38 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Genuine Leather Journal, Travel Gift, Refillable Leather Notebook, Handmade Nature Journal, Hike Journal, Cabin Journal
$57.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Black Girl Braids Passport Holder and Luggage Tag, Travel Accessories, Travel Gift Set Custom Passport and Tags (Passport Holder)
$22.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Leather passport holder - Personalized passport cover and luggage tag set for women and men - Awesome gift for travelers.
$20.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Custom Engraved Leather Passport Cover. Personalized Passport Holder With Name, for Women and Men, Travel Gift, Gift For Him, Her, Spouse, Honeymoon. Engraved Passport
$21.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Leather Wallet for Men, Fathers Day Gifts for Him, Custom Name Wallets, Customazible Gift for Husband, Dad, Boyfriend, Him, Men Gifts for Anniversary, Birthday, Wedding, Fathers Day
$22.50 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Divitize Premium Bag Organizer for Nice bb Organizer Insert, Handmade Liner Protector Fits Nice Mini Vanity PM Organizer, Nice Makeup Bag Felt Snug Sturdy Fit (Nice BB, Beige)
$35.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Keepall Bag Organizer for Lv Keepall 50 Insert Keepall 45 Organizer Base Shaper Handmade 3mm Premium Felt Snug Sturdy (Keepall 45, Lilac)
$39.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Keepall Bag Organizer for Lv Keepall 50 Insert Keepall 45 Organizer Base Shaper Handmade 3mm Premium Wool Felt Snug Sturdy (Keepall 55, Lilac)
$39.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Divitize Premium Purse Organizer fits St louis PM Bag Organizer, Saint Louis GM Tote Bag Insert, Handmade 2mm Premium Felt Snug Sturdy Oval Shape with Silver Zipper (For St Louis GM, Beige)
$36.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Birth Control Case Sleeve with Snap Closure and Optional Keychain Clip -Stitch on purple
$12.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Zoomoni Nice BB Bag Insert Organizer - Premium Felt (Handmade/20 Colors)
$39.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Zoomoni LV BumBag Insert Organizer - Premium Felt (Handmade/20 Colors)
$45.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Divitize Premium Purse Organizer for Mini Anjou Bag Organizer Insert, fits Anjou PM Organizer, Anjou GM Insert, Handmade 2mm Thick Oval Shaped Felt Snug Sturdy Silver Zipper (For Anjou Mini, Black)
$35.00 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Purse Organizer for Lv Loop Hobo Bag Insert, Lv Loop Hobo GM Bag Organizer, Handmade 2mm Premium Felt Snug Sturdy Gold Zipper (For Loop Hobo GM, Brown)
$34.99 (as of November 14, 2024 01:52 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Five (5) Hand Made Leather Pump Cups fits Coleman lanterns and stoves
$17.75 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Kids Purse for Little Girls Embroidered Toddler Crossbody Bag with Tassel Custom Kids Shoulder Bag Tassel Purse, Monogramed Children Purse
$16.98 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Leather Fanny Pack Crossbody Bags for Women Trendy Sling Bag for Women Small Crossbody Bags for Women Vacation Essentials Handbags Crossbody Purse Belt Bag Travel Backpack (Black Personalized)
$35.00 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Leather Fanny Pack Crossbody Bags for Women Trendy Sling Bag for Women Small Crossbody Bags for Women Vacation Essentials Handbags Crossbody Purse Belt Bag Travel Backpack (Black)
$29.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Waxed Canvas Pruning Saw Pouch, Saw Sheath, Silky Saw Pouch, 11" Hiking Saw Bag
$14.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Kids Dance Ballet Bag, Kids Chenille Letter Duffel Bag, Sport Duffle Bag, Travel Duffel Bag, Pink Cheerleader Bag for Girls, Dance Duffle Bag, Special Performance Reward Gift for Children
$28.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Personalized Duffle Bag, Custom Embroidered Bag with Wet Dry Pockets & Shoe Compartment for Women/Men for Sports Dance Gym Travel Weekender Overnight Bridesmaid Gift School Business Men Sport
$16.99 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Tiny Library, with shelf, handmade cedar.
$239.00 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
CraffBase Personalized Name Dance Duffle Bags for Girls Dance Ballet Bag, Cute Travel Duffel Bag, Sport Duffle Gym Cheerleader Bag, Custom Chenille Letter Name Girls Boys Kids (Style 2)
$20.66 (as of November 13, 2024 01:49 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)